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            05/21/03  
Sector Ratings      
                   
                 
Sector Symbol Short -Term Rating Intermediate -Term Rating    
S&P 100 Index SPY Strong Sell Buy    
Diamonds Trust DIA Strong Sell Buy    
Consumer Discretionary XLY Sell Buy    
Consumer Staples XLP Strong Sell Buy    
Energy XLE Buy Buy    
Financial XLF Sell Buy    
Health Care XLV Strong Sell Buy    
Industrial XLI Sell Buy    
Materials XLB Strong Sell Buy    
Technology XLK Strong Sell Buy    
Utilities XLU Buy Buy    
SEMICNDCTR HLDRS SMH Sell Buy    
                 
                 
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